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Sukanya Samriddhi Yojana: 5 Changes You Need To Know, Know In Details
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- December 3, 2022
- Trending News And Updates
Sukanya Samriddhi Yojana Update: Have you made an investment in the Sukanya Samriddhi Yojana for your child’s future? If so, you must be aware of the modifications the government has made to this investment strategy.
Current interest rates for the government-run Sukanya Samriddhi Yojana, which is managed for the future of daughters, are 7.60 percent. You also qualify for section 80C income tax exemption by investing here.

Sukanya Samriddhi Yojana Update: The Sukanya Samriddhi Yojana (SSY) has changed its rules, and the option to reverse an account’s incorrect interest has been eliminated.
After each fiscal year, the account will also be credited with the annual interest. Previously, it was deposited into the account once every three months.
According to the older regulations, the daughter whose name is on the account may manage it when she was 10 years old. However, following the modification, daughters are not permitted to use the account until they are 18 years old. The account will only be used by the girl’s guardian until she turns 18 years old.
The annual limit and minimum deposits into an SSY account are both Rs 1.5 lakh. Your account is deemed to be in default if you don’t make any deposits. The amount deposited in the account will continue to earn interest at the applicable rate until maturity if the account is not reactivated. This wasn’t the norm earlier.
The tax exemption provided by Section 80C of the Income Tax was initially only available on the accounts of two daughters. However, you can now register a Sukanya Samriddhi account. For the second and third daughters if they are born twins the second time following the first daughter. A person can open the accounts of their three daughters in this manner.
The “Sukanya Samriddhi Yojana” account could be closed sooner in the event of the daughter’s passing or a change of address. However, it now includes the account holder’s terminal illness. By prematurely closing the account, money can now be withdrawn even after the guardian’s passing.
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